Neat coin! That is a powder puff plant on the side without the coat of arms. Since these are modern coins made out of non-precious metal, a collector might pay a couple US dollars to add a fully uncirculated example to his or her collection.
The picture shows a proof coin from Singapore. These are minted especially for collectors and never see regular circulation. It turns out a proof Singapore 20 cents is made of 92.5% pure silver (sterling silver) and therefore gets its value from bullion content. Each proof coin contains 0.156 troy ounces of silver. If silver is selling, say, at $12 per ounce, that's 0.156 x 12 = $1.90 per coin silver value. Use a website like kitco.com to find the current price of silver; it changes every day.
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